Obamacare News Blog

Do You Qualify for 2015 ObamaCare Subsidies?

ObamaCare has two types of subsidies that you can qualify for in 2015: premium and cost-sharing subsidies. Here’s how you qualify for those subsidies.


ObamaCare Premium Subsidies Eligibility

To qualify for ObamaCare premium subsidies (help with your monthly payment) on a Bronze, Silver, Gold, or Platinum plan you must fall between 100-400% of the poverty line. Here is where you income needs to fall to qualify:

  • Individual: $11,670 to $46,680
  • Family of 4: $23,850 to $95,400

ObamaCare Cost-Sharing Subsidies Eligiblity

To qualify for ObamaCare cost-sharing subsidies (help with your deductibles, copays, and coinsurance) you must fall between 100-250% of the poverty line. Only an ACA Silver plan qualifies for this type of subsidy. Here is where your income needs to fall for qualify:

  • Individual: $11,670 to $29,175
  • Family of 4: $23,850 to $59,625

Remember that in states that have expanded Medicaid the subsidies start at 138% of the poverty line: $16,105/$32,913 (ind/fam).

For help learning if you qualify for subsidies call 800-930-7956 or contact Medicoverage.

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