Essential Health Benefits of the Healthcare Exchange
There’s a lot of talk about essential benefits covered by the Patient Protection and Affordable Care Act, more commonly known to us as ObamaCare. We’ve found the essential benefits that must be covered by every Bronze, Silver, Gold, and Platinum Healthcare Exchange Plan.
Essential Health Benefits
What makes each Metal Plan Different?
It is the percentage you pay per plan 10-40% of out-of-pocket costs (coinsurance, deductible, copayment). Also, each individual state and provider may have different guidelines for extending or offering additional benefits per plan. Click here to compare Bronze, Silver, Gold and Platinum health plans side-by-side.For information about essential benefits offered in your state please call 800-930-7956.
Do ObamaCare Essential Health Benefits Apply to All Plans in 2014
No. Grandfathered plans and plans for large businesses do not have to include the essential benefits. Grandfathered plans are plans that a member was originally enrolled in prior to March 23, 2010.
UPDATE 11/27/13: For an easy way to fill out your ObamaCare application go to Healthapplication.com. Remember to fill it out and send it in as soon as possible to ensure the earliest enrollment date.
For any further questions about essential benefits or specific plans for your state please contact Medicoverage.