By Mike Solis on September 01, 2010
We just got this in from Anthem Blue Cross. We will be posting up as new information comes in!
From Anthem:
The following benefit changes have gone into effect based on the new federal health care reform provisions effective on or after September 23, 2010. This is regardless of whether the plan is or is not “grandfathered”:
Dependents are eligible to retain or enroll in coverage under their parent’s plan until they turn 26.
We removed some yearly dollar limits on certain plans:
*Durable medical equipment
*Smoking cessation program
*Removed annual maximum on physical exam benefit
*Removed limitations on office visits, diagnostic X-rays and labs for Elements Hospital Plus and Elements Hospital Preferred plans only
*We removed limitations on office visits, diagnostic X-rays and labs for Elements Hospital Plus and Elements Hospital Preferred plans only
*We removed the $5 million lifetime maximum from PPO plans.
*We removed pre-existing exclusions for members younger than 19 from plans in which such exclusions existed.
*In-network preventive care is now covered at 100% on all plans.
We will continue to update this blog as more information comes in -Mike
By Sherry 2011 on October 19, 2011
Who cares about new rates. Even getting health insurance with pre-existing conditions can be a daunting task. A person need not be terribly unhealthy and still find it difficult to qualify medically for a single major medical insurance through a private carrier. Try to find a carrier who accepts health insurance for diabetics, for example. Or in my situation, if a person has a history of hypertension and / or cholesterol or is even slightly overweight can be difficult to obtain insurance in this scenario.
By Suzy on December 31, 2011
Intellinegce and simplicity - easy to understand how you think.