Oregon’s Health Insurance Marketplace: Not Ready
Cover Oregon announced that individuals will need the help of an insurance agent or state appointed aide to sign up for a plan from Oregon’s Health Insurance Marketplace initially. This does not mean that individuals will be without health insurance, but just will need help applying for the new ObamaCare plans: ObamaCare Bronze Plan, Silver Plan, Gold Plan, and Platinum Plan.
Oregon’s announcement has stirred up doubt from ObamaCare naysayers. They believe if a gung-ho state like Oregon can’t be ready that means that other states won’t be ready by the enrollment date of October 1, 2013. According to Reuters, Experts are saying, “The Government Accountability Office and the inspector general of the U.S. Department of Health and Human Services (HHS), have warned that the massive effort to build new online insurance marketplaces in all 50 states may not be ready by Oct. 1.”
Although this may appear as a setback for the residents of Oregon, it may work in their favor. The reason for this is insurance can be confusing, and this guarantees that residents speak with a person who will help them ensure that they receive the proper ObamaCare subsidy, if they qualify. It is important to note that navigators (state appointed Health Insurance Marketplace aides) can not give advice on which plan is best for you, while an agent can. Using an agent does not cost anymore than purchasing a plan directly from a navigator or from the online exchange.
For further questions about your state’s exchange call 800-930-7956 or contact Medicoverage for assistance.