The
following is a quick list of what you will need to consider
before getting a California small business insurance quote:
Employee
Census
- Census must have the age
and home zip codes of all employees.
- Census should include
information about spouses and dependents that might
be covered on the program.
Participation
- 75% of eligible employees
must participate in the company plan to qualify for
small business coverage.
- Employees who choose to
stay with their spouse's coverage are not factored into
the 75% calculation.
Type of
Coverage
- Does your firm prefer
HMO, PPO, POS or Fee-For-Service?Glossary
- Are you willing to cover
workers entire monthly premium or would you like some
employee contribution?
- How important are the
following issues to you and your employees: 1) Low deductible,
2) Doctor visit co-pay, 3) Comprehensive prescription
benefits and 4) Out of pocket maximum?
When you have
gathered the information above, call us at 888.285.MEDI
and we will research and find the best policy for your company.
If you would like to start the process, click here. |
