Medicare-Eligible Health Insurance Article

Switching Medigap Plans: Easy Guide

Switching Medigap plans can be a confusing process, but we’re here to make it easier for you. Whether you’re looking to switch to a different Medigap company or simply switch plans within the same company, we have all the information you need in one place. Discover the pros and cons of each option and learn about the unique switching rules in your state.

Medigap Open Enrollment?

Did you know that you have a chance to change Medigap plans during the General Enrollment Period (GEP) if you missed your initial enrollment?

The GEP runs from January 1 to March 31 each year, and starting January 1, 2023, your coverage will begin on the first day of the following month after you sign up. Don’t miss out on this opportunity to find a Medigap plan that better suits your needs.

Even if you don’t qualify for guaranteed switching, you can still switch Medigap plans by answering some medical questions.

If you need assistance, you can reach out to the team at, who will help you with the switching process and ensure a smooth transition for you.

How to switch Medigap Plan without medical questions?

Some states have laws that allow you to change Medigap plans without going through medical underwriting.

States like California, Oregon, and Illinois have the Medigap Birthday Rule, while Connecticut and New York offer guaranteed issuance for all at any time.

Explore the options available in your state and see if you qualify for these hassle-free switching opportunities.

Don’t let confusion or limited options hold you back from finding the right Medigap plan. If you have any questions, you can read Switching Medigap Plans: Complete Details from this link.

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