Senior Health Insurance

Frequently Asked Questions about Medigap Senior Health Insurance

What is Medigap?

Medigap is nickname for Medicare Supplement insurance.  Medigap plans fill in the “gaps” of Original Medicare.

Who offers Medigap plans?

Many top health insurance companies offer them, including Blue Cross, Blue Shield, Aetna, AARP United Healthcare,  and others.  You can enroll in any Medigap plan offered in your area. What you may not know is that they are all standardized and regulated by the Federal government. What this means for you is that you shop based by the best price.  Read our Medicare vs Medigap page to get a better understanding of how this all works!

Who is eligible for Medigap?

Medigap is mainly intended for people age 65 or older, who are enrolled in both Parts A and B of Medicare; however in some circumstances persons under 65 and enrolled in Medicare may be eligible.

What services and benefits does Medigap offer?

Depending on the plan, the following benefits and services can be covered by Medigap:

  • Additional 365 hospitalization days
  • 1st Three pints of blood for a transfusion
  • Part A and B deductibles
  • Part A and B coinsurance and copays
  • Part B excess charges
  • Foreign emergency travel care
  • Hospice respite care

Click here for an overview of all the Medigap plans.

Does Medigap Cover Prescription Drugs?

No. You’ll want to enroll in a stand-alone drug plan. Click here for an overview of the new Medicare Part D prescription plan.

How Much Does Medigap Cost?

The cost of a Medigap plan depends on your age, zip code and desired coverage. Click her to get a Medigap quote.

Where can I sign up for Senior Medigap?

We have just launched a new site called Senior65.com that is dedicated to helping you understand and sign up for Medicare Supplement Insurance.