As you may know, Medicare is a Federal health insurance program covering most people age 65 or older. Medicare is, however, not comprehensive.

Even though it pays for some preventive care and covers most services considered medically necessary, Medicare pays for less than half of what it costs a typical senior for health care. Medicare will not pay for deductibles, coinsurance, physicals, hearing aids, eyeglasses, prescription drugs, or long term care at home or in a nursing home. That is why there is Medicare supplemental health care insurance.  This type of insurance is often called “Medigap insurance” as it fills in the gaps not covered by Medicare.
Browse the pages to the left to see if Medicare supplemental health insurance might be right for you. You next step should be our Medicare Vs Medigap page where you can learn what is the difference between traditional medigap and medicare supplemental plans.