Obamacare News Blog

ObamaCare Health Plans: Am I Covered When I Travel?

ObamaCare health plans offer coverage that stay within certain networks, but does it cover you when you travel? It depends.


What if I Have a Health Emergency in Another Country?

Most ObamaCare health plans do not cover foreign emergency care. When traveling abroad and while cruising you’ll want to get travel insurance.

What if I Have a Health Emergency in Another State?

One of the essential health benefits of ObamaCare is that all emergencies must be covered at in-network costs. So you don’t have to worry if you break your arm in hiking in Utah but your plan is in California.

What if I Travel in the U.S. and Need Non-Emergency Care?

While most Obamacare health plans have a limited network within your area and do not cover you for out of network costs, some plans, like a PPO, allow you to visit out of network doctors. However, just because you may be able to visit out of network doctors for non-emergency care does not always mean you will have coverage outside of your state. You will need to check with your provider or agent to see if you are covered. Click here to see the difference between an HMO, EPO, and PPO.

To learn more about a health plans network call 800-930-7956 or to apply go to HealthApplication.com.

Comments and Questions

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Comment from Amy on April 16, 2016

Does “Obama Care” insurance include coverage for American students studying abroad? (for example: on a Semester abroad program, or on a year long study program). Thank you.


Obamacare plans do not offer international health coverage. You will want to contact the company you are working with to study abroad, and they should put you in touch with the right insurance.

-Amy from http://www.medicoverage.com/

Comment from lori ferguson on January 01, 2015

I am looking to start travel nursing with in the usa, what plan would you recommend I obtain? My primary resifence will be ny. I plan to go to tx, ca, and ak.


There may be an insurance company that will offer nationwide coverage, however without knowing additional information about you we wouldn’t be able to suggest a plan. Please call 800-930-7956 to speak to an agent who may help you find the right plan for you.
-Chris www.medicoverage.com

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