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HomePlans by StateAnthem Blue Cross Blue Shield Kentucky › Anthem Lumenos HSA Plus Kentucky

Anthem Lumenos HSA Plus Kentucky

Lumenos Kentucky Overview

Anthem Blue Cross Blue Shield of Kentucky offers comprehensive health coverage through Lumenos HSA Plus plans at low monthly premiums.

Lumenos Plus are high deductibles plans that keep the costs down and allows you to qualify for a Health Savings Accounts (HSA). HSAs let you set up an account to pay for your deductible and receive certain tax advantages (ask your tax guy).

These popular plans are worth their high deductible because of the tax savings and lower monthly premium.

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Lumenos Plus Quote

Anthem Lumenos HSA Plus monthly premiums are based on your age, gender, zip code, and deductible. You can get a Lumenos HSA Kentucky quote here.


Deductible Explained

Preventive care is covered before you satisfy your deductible. Lumenos of Kentucky offers two types of HSA compatible plans, one with coinsurance (the amount you pay after you pay after you have met the deductible), and the other which is a deductible only plan (after you meet your deductible, Anthem cover you 100%)

The following deductibles are available for Lumenos HSA Plus in Kentucky: • $1,500 -$5,500 (individuals)* • $3,000 -$11,000 (families)*
*some plans have 20% or 50% coinsurance (see brochure for details). For questions you can contact us a 800-930-7956 or you can apply for Anthem Kentucky Lumenos here 



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Cost Before Deductible

PSA screenings: $0
Pap tests: $0
Preventive: $0
Well-Child: $0

After Deductible and Coinsurance

Chiropractic: $0
Nursing Care: $0
Hospital: $0
Office Visits: $0
Surgery: $0
Physical Therapy: $0
Brand Drugs: $0
Generic Drugs: $0
Ambulance: $0


What's not covered:

Elective Procedures
See brochure for details

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