Anthem CoreShare of Wisconsin offers health coverage with low-cost premiums. With this Blue Shield Blue Cross plan preventive care is at no cost to you, as well as you only pay $15-40% of prescription drugs before you meet your deductible. After the deductible is met, Coreshare will start paying toward your services.


CoreShare Wisconsin immediately makes Anthem’s negotiated rate available to all members, so you save on all services as soon as you sign up. CoreShare is designed for those who are interested in having basic coverage at a low price, but are covered in case of emergency.

Anthem CoreShare offers preventive care without having to meet your deductible. Upon satisfying the deductible, dependent on whether you have chosen a plan with/without coinsurance, you either pay 50% of all services until you meet the out-of-pocket max* of $5,000 ($10,000 for families) or Anthem covers the rest of your cost.


Deductible for CoreShare WI:
• $750 -$25,000 (individuals)
• $1,500 -$50,000 (families)


*Coreshare WI plans with a $750 -$5,000 deduct there is an additional $200-750 facility per day copay, which you are responsible for even after meeting your out-of-pocket maximum.


Click here to Apply for CoreShare WI now or contact Medicoverage if you would like to speak with someone.

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Anthem CoreShare offers Blue Cross Blue Shield health insurance at some of the lowest rates in Colorado. The plan only charges $15 for generic drugs and no fee for preventive visits like a physical or trip to the OBGYN. Everything else (like doctor visits, MRI’s and trips to the ER) you will have to first satisfy your deductible before Anthem starts paying towards your medical fees.


The good news is that with every medical bill you will pay on this PPO plan, you will automatically get Anthem’s best discount rate. So you will save money even before you satisfy your deductible. Bottom Line: If you want to make sure your protected for major health issues but don’t want to pay a high monthly bill for unlimited low-copay doctor visits, than this plan might be for you.

CoreShare Colorado has a wide choice of deductibles ranging from $750 to $7500. Once you satisfy your deductible, you will just pay 50% of medical fees in co-insurance for an additional $3500 to meet your maximum out-of-pocket costs*.


*A per day facility fee of $200-500 is in addition to your max out-of-pocket expenses, and does not help met your deductible or coinsurance costs.


Click here to Apply for CoreShare now or contact Medicoverage if you have any questions.

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This Anthem Blue Cross Blue Shield PPO health coverage is a costsharing system where you save on monthly charges but pay more than typical Anthem plans for health services. CoreShare is designed for those that are looking for coverage in case of a major health issue.


Anthem Blue Cross Blue Shield CoreShare Missouri offers a few benefits before the deductible is met, such as, preventive is covered at no cost to you, Anthem’s negotiated rate is available to all members for all other services as soon as you sign up, and generic and select brand names have a copay of $15 or 40% (which ever is greater). After deductible is met Anthem will start paying toward your services.

The deductible is waived for preventive care. With Anthem CoreShare once the deductible is met either your coinsurance kicks in or Anthem covers the rest of your health services at no cost to you. Coinsurance is attached to plans with deductibles from $750-$5000 (doubles for families), until you meet your out of pocket max* of $5,000.


Deductible for CoreShare MO:
• $750 -$25,000 (individuals)
• $1500 -$50,000 (families)


*There is an additional $200-750 facility copay, which you are responsible for even after meeting your out-of-pocket maximum.


Click here to Apply for CoreShare MO now or contact Medicoverage if you would like to speak with someone.

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Anthem Blue Cross Blue Shield Lumenos HSA Plus of Virginia offers PPOs with comprehensive coverage and a lower monthly premium.


Lumenos Plus premiums are kept low by having a high deductible. These plans qualify you for Health Savings Accounts (HSA), you may set up an account to pay for your deductible and related costs in a tax efficient way (ask your tax person).

Lumenos Plus of Virginia offers both coinsurance (% paid for services after deductible is met) and no coinsurance plans. Once you hit your deductible (and possible coinsurance), then you pay nothing out-of-pocket for all covered services (see at a glance)


The following deductibles are available for Lumenos HSA Plus in Virginia:
• $1,500 or $5,000 (individuals)*
• $3,000 or $10,000(families)*


*some plans have 20% coinsurance

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Anthem Blue Cross Blue Shield of Missouri offers the Lumenos HSA Plus PPO plan for people who want comprehensive health insurance at a lower price.


Lumenos plans have a higher deductible to keep the cost down and qualify you for a Health Savings Account (HSA). HSAs allow you to set up an account to pay for your deductible and related costs in a tax efficient way (check with your tax person for details).

With the money you save on taxes and lower monthly premiums, many people find the Lumenos HSA Plus high-deductible worth it.

Lumenos Plus preventive care is covered without having to meet your deductible. These plans either cover all costs after the deductible is satisfied or you may choose a plan with coinsurance.


The following deductibles are available for Lumenos HSA Plus in Missouri:
• $1,500 -$5,500 (individuals)*
• $3,000 -$11,000 (families)*


*Some plans have coinsurance of either 20% or 40%

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Anthem Blue Cross of California offers the Lumenos plan for people who want comprehensive health insurance at a low price.

The plans have a high deductible to keep the cost down and allows the plans to qualify for Health Savings Accounts (HSA) where you can optionally set up an account to pay for your deductible and related costs in a tax efficient way (ask your tax guy for details).

Many people find that with the money they save on taxes and lower monthly premiums, the Lumenos HSA Plus plans high deductible is worth it.

With the exception of preventive office visits (which are covered at no cost with no deductible), these plans cover everything AFTER the deductible. So you will have to pay the negotiated rate (discounted rate) for all non-preventive treatment until you satisfy your deductible. Once you hit your deductible, then you will pay nothing for all covered services (see at a glance)


The following deductibles are available for Lumenos HSA Plus in California:
• 5950 (individuals)
• 5500 (family)
• 7500 (family)
• 11900 (family)

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Anthem Blue Cross Blue Shield Lumenos HSA Plus PPO of Ohio offers comprehensive coverage with a lower monthly premium.


High deductible Lumenos Plus keeps the cost down and qualifies you for an Health Savings Account (HSA). Speak with your tax professional about the tax break you’ll receive by using HSA to pay for deductibles and other related costs. Lumenos is popular with families and individuals looking to save on their monthly premiums and taxes.

With Lumenos Plus you don’t have to meet your deductible for preventive coverage. After the deductible is met, these HSA compatible plans, either cover all costs after deductible is met or you may choose a plan with coinsurance.


The following deductibles are available for Lumenos HSA Plus in Ohio:
• $1,500 -$5,500 (individuals)*
• $3,000 -$11,000 (families)*


*some plans with coinsurance -either 20% or 50%

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The Lumenos HSA Plus PPO plan by Anthem Blue Cross Blue Shield of Wisconsin gives you more control of your healthcare costs by offering lower premiums and a Health Savings Account (HSA).


Lumenos Plus keeps the monthly costs down by offering plans with higher deductibles. Lumenos is popular with families and individuals looking to save on their monthly premium, and receive certain tax advantages by utilizing the HSA. Speak with your tax professional about the tax break you’ll receive by using HSA to pay for deductibles and other related costs.

With Lumenos, all preventive care is covered before the deductible is satisfied. After the deductible is met, these HSA compatible plans will either start your coinsurance (% you pay after you have met your deductible), or if you choose a plan with no coinsurance, everything is covered by Anthem.


Deductibles for Lumenos HSA Plus in Wisconsin:
• $1,500 -$5,500 (individuals)*
• $3,000 -$11,000 (families)*


*certain plans have coinsurance -20% or 50% (see brochure)

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Anthem Blue Cross Blue Shield of Colorado offers the Lumenos Plus plan for individuals and families who want comprehensive health coverage at a low price.


Lumenos Plus keeps the cost down by offering high deductible plans. By becoming a Lumenos member you qualify for Health Savings Accounts (HSA), allowing you to set up an account to pay for your deductible and related costs in a tax beneficial way (ask your tax guy for details).


This Lumenos HSA Plus high deductible plan is popular with members who want to have a lower monthly premium and save on taxes.

Preventive care is covered without having to meet your deductible, all other services with Lumenos are covered after you have satisfied your deductible. Once you hit your deductible, you will pay nothing for all covered services (see at a glance).


The following deductibles are available for Lumenos HSA Plus in Colorado:
• $3,000 -$5,950 (individuals)
• $3,500 -$11,900 (family)


If you go out of network for preventive care there is a $30 copay.

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Anthem Blue Cross Blue Shield Lumenos HSA Plus PPO offers comprehensive health coverage in New Hampshire with a low monthly premium.


Lumenos Plus of New Hampshire are high deductibles plans which lower the monthly premium and allow you to qualify for Health Savings Accounts (HSA). HSAs are tax efficient accounts that are used to pay for your deductible and related costs (talk to your tax professional).


These popular plans are worth their high deductible because of the tax savings and lower monthly premium.

With Lumenos Plus PPO, preventive care is always covered before you satisfy your deductible. Anthem Lumenos of New Hampshire offers two types of HSA compatible plans, one with coinsurance (% owed for services after deductible is met), and the other without coinsurance (Anthem covers 100% of costs after you meet your deductible).


New Hampshire Lumenos HSA Plus deductibles are:
• $1,750 -$5,950 (individuals)*
• $3,500 -$11,900 (families)*


*some plans offer 20% coinsurance

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Anthem Blue Cross Blue Shield Lumenos HSA of Connecticut are high-deductible plans ideal for families or individuals looking to keep their costs down.


Due to the high deductible, the monthly premium is lower, as well as you qualify for Health Savings Accounts (HSA), which means you have the option to pay your deductible and related costs, in a tax efficient way (speak with your tax person).


These are popular plans with people interested in saving money on their taxes and monthly premiums.

Preventive office visits are covered at no cost without having to meet your deductible. With Lumenos of Connecticut you can choose a plan either with a coinsurance option or a plan that covers everything after the deductible.


The following deductibles are available for Lumenos HSA Plus in Connecticut:
• $1,500 to $5,950*
• $3,000 to $11,900*


*some plans offer 20% coinsurance (see brochure)

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Anthem Blue Cross Blue Shield of Kentucky offers comprehensive health coverage through Lumenos HSA Plus plans at low monthly premiums.


Lumenos Plus are high deductibles plans that keep the costs down and allows you to qualify for a Health Savings Accounts (HSA). HSAs let you set up an account to pay for your deductible and receive certain tax advantages (ask your tax guy).


These popular plans are worth their high deductible because of the tax savings and lower monthly premium.

Preventive care is covered before you satisfy your deductible. Lumenos of Kentucky offers two types of HSA compatible plans, one with coinsurance (the amount you pay after you pay after you have met the deductible), and the other which is a deductible only plan (after you meet your deductible, Anthem cover you 100%)

The following deductibles are available for Lumenos HSA Plus in Kentucky: • $1,500 -$5,500 (individuals)* • $3,000 -$11,000 (families)*
*some plans have 20% or 50% coinsurance (see brochure for details). For questions you can contact us a 800-930-7956 or you can apply for Anthem Kentucky Lumenos here 

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Lumenos HSA Plus of Nevada is a Blue Cross Blue Shield plan for people who want comprehensive health insurance at a low price.


These plans offer high deductibles to keep the cost down and qualify you for Health Savings Accounts (HSA). With an HSA you can set up an account to pay for your deductible and related costs in a tax beneficial way (ask your tax professional).


People with Lumenos HSA Plus plans find the money saved by taxes and the lower monthly premium makes the high deductible worth it.

Preventive care is covered before you satisfy your deductible. Everything else with Lumenos plans are covered after the deductible. Until the deductible is met you will pay the initial out-of-pocket costs, which are the negotiated rates (discounted rates) for all services other than preventive. After you have met your deductible, you pay nothing for covered services (see at a glance).


The following deductibles are available for Lumenos HSA Plus in Nevada:


Individuals                Families
• $3,000                     • $3,500
• $4,500                     • $5,500
• $5,950                     • $7,500
                                • $11,900

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Anthem Blue Cross Blue Shield of Indiana Lumenos HSA Plus PPO plans offer individuals and their families more control of their healthcare costs by having lower premiums and qualifying for a Health Savings Account (HSA).


Lumenos Plus high deductible plans help keep the monthly costs low. By using your HSA as a savings account to pay for deductibles and other related costs you receive certain tax advantages (speak to your tax professional).

All preventive care is covered before the deductible is met with Anthem Lumenos of Indiana. Once the deductible is satisfied, Lumenos Plus will either cover everything if you choose without coinsurance, or your coinsurance will begin (% you pay after you have met your deductible) -20% or 50%, dependent on plan.


Lumenos HSA Plus Deductibles in Indiana:
• $1,500 -$5,500 (individuals)*
• $3,000 -$11,000 (families)*


*deductible varies upon a plan with/without coinsurance

For more information, Contact Medicoverage or click on this link to Apply for Blue Cross Lumenos Indiana.

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The Shield Wise plans, by Blue Shield of CA, gives you the right amount of benefits to keep you healthy and provide solid protection in case of an unexpected illness or emergency. Shield Wise plans cover 100% of the cost for preventive care services, and two physician office visits are provided annually for a low copay prior to the deductible. With a choice of several coinsurance and deductible options, Shield Wise allows you to adjust the plan to better suit your needs. 

There are only 3 deductibles for the Shield Wise plans: $2500, $3500, and $4500. After the deductible has been met, members pay coinsurance for next $5000. Coinsurance percentage levels vary with each deductible. Please refer to the brochure or benefit summary for more information.  Remember if you are a family, the deductible and coinsurance amount doubles.

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The Blue Shield of CA Shield Secure plans offer broad coverage at an affordable price. Like the Shield Secure Plus plans, many benefits are provided before meeting the deductible. These benefits include physician office visits, generic prescription drugs, and preventive services. The Shield Secure plans are ideal for individuals and families who are looking to save money on their monthly rates.

The Shield Secure plans do not require a deductible for office visits and generic drugs. After your plan deductible has been satisfied, you pay 40% of the negotiated rate (in-network) for the next $4,000.


Remember if you are a family, the deductible and coinsurance amount doubles.

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The Shield Spectrum plans by Blue Shield are great for individuals and families looking for affordable protection against an unexpected illness or emergengy. These health plans provide a couple of essential benefits before the deductible, including preventive health care and generic drug coverage.

Shield Spectrum offers two deductibles: $5,000 and $5,500. After the deductible has been met, members pay coinsurance for the next $2,000. Coinurance levels vary depending on which deductible you select. Please refer to the benefit summary for more information.


Remember if you are a family, the deductible and coinsurance amount doubles.

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The Shield Secure Plus plans by Blue Shield provide coverage for essential services, such as office visits at a low copay, and the added security of brand-name drugs with a low deductible. These health plans offer peace of mind through generous benefits and a choice of plan deductibles to meet your needs. Shield Secure Plus gives you everything you expect and more from a health plan.

Shield Secure Plus plans require no deductible for office visits and generic drugs. After your deductible has been met, you will pay 30% of all in-network costs for the next $3,000.


Remember if you are a family, the deductible and coinsurance amount doubles.

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The Shield Saver plans by Blue Shield of CA provide affordable protection for your health and finances by allowing you to take an active role in the healthcare dollars you spend and save. These high-deductible health plans (HDHPs) are compatible with a Health Savings Account (HSA) , offering a smart way to save and have protection in case of an accident or other emergency. You can plan ahead and put money aside forhealthcare expenses. Plus, the Shield Saver plans offer preventive care services at no additional charge before meeting the deductible.

There are two Shield Saver deductibles available: $4,000 and $6,000. The out-of-pocket maximum is equal to the deductible . After the deductible has been satisfied, Blue Shield covers 100% of the cost for qualified services.


Remember if you are a family, the deductible and coinsurance amount doubles.

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The Blue Cross Blue Shield of Georgia SmartSense Plus POS plan is similar to the traditional SmartSense PPO only with a Point of Service (POS) network. This will be a smaller network of doctors and will generally cost less than the PPO plan. This plan offers benefits for its members even before the deductible is met.


With deductibles ranging from $750 -$10,000 (double for families), there is a plan for any budget.

With the SmartSense Plus POS GA plan, the first three doctor’s office visits are provided at a $30 copay, generic and prescription drugs with copay, and no cost for preventive care, with the deductible waived (additional visits are covered after the deductible). Once the deductible is satisfied, members pay 30% coinsurance for the next $3,000.


Remember if you are a family, the deductible and coinsurance amount doubles.


Click here to find out more information from Medicoverage: SmartSense.

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The ClearProtection Plus plans are one of Anthem’s lower-priced plans, designed to limit your share of the costs for major medical expenses, such as surgery and hospitalizations. 


These plans offer a valuable combination of affordable coverage with some immediate benefits such as first two doctor’s office visits before meeting the deductible, plus a broad range of benefits once the out-of-pocket maximum is met.

The Anthem CA ClearProtection Plus plans are unique in that they have two deductibles: one for Inpatient Services ($3,330) and one for Outpatient Services ($6,800).


This setup allows members with this plan to access benefits faster for higher-cost services, such as surgery and overnight hospital stays. After out-of-pocket max of $6,800 is met, Anthem covers 100% of costs. Please refer to the brochure Deductible and Coinsurance information.


Remember if you are a family, the deductible doubles.


If you any questions call the number above or contact Medicoverage: ClearProtection CA.

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ClearProtection plans are one of Anthem’s lower-priced plans, designed to limit your share of the costs for major medical expenses, such as surgery and hospitalizations.


These plans feature immediate coverage for the first 2 doctor’s office visits, preventive care at no costs to you, as well as coverage for both prescription and brand name drugs.

Anthem ClearProtection plans have two deductibles: 1) Inpatient Services -lower deductible $1000 -$5,000 2) Outpatient Services -higher deductible $3,500 -$8,500, with out of pocket maximums ranging from $4,500 -$8,500 (double for families). 30% coinsurance kicks in once the lower deductible is met, after the out-of-pocket max is met Anthem covers all of your medical costs.


Remember if you are a family, the deductible and coinsurance amount doubles.


For further questions call the number above or go to our Medicoverage Contact page.

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The ClearProtection plans are one of Anthem’s lower-priced plans, designed to limit your share of the costs for major medical expenses, such as surgery and hospitalizations.


These plans offer a valuable combination of affordable coverage with some immediate benefits, such as office visits, preventive care, and generic drug coverage.

You have a choice of two deductibles with Anthem CO ClearProtection:

1) $5000 (least expensive)
2) $3300 (most popular)


These deductibles are doubled for families. Both plans have 30% coinsurance until the out-of-pocket max is met, and then Anthem covers 100% of your medical costs.
If you have further questions call the number above or contact Medicoverage.

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Anthem Blue Cross Blue Shield SmartSense Plus of Ohio plans offer affordable health coverage. These PPO plans are popular with individuals and young families because there are a wide range of deductibles to choose from (as low as $500).


SmartSense has benefits for members before satisfying your deductible such as: first three doctor’s office visits with copay, preventive care, and generic and brand name prescription drugs with copay or coinsurance.

SmartSense Plus PPO of Ohio plans include the first 3 doctor’s office visits, whether general or specialist, provided at a $35 copay, with the deductible waived. After the deductible is met, additional office visits, as well as other healthcare services, members pay either 30% or 50% coinsurance (depending on chosen plan) for the next $3,500.


Deductibles for SmartSense Plus:
• $500 -$10,000 (individuals)
• $1,000 -$20,000 (families)


Please call the number above or contact Medicoverage for any questions

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Anthem SmartSense Plus PPO of Missouri is affordable healthcare for individuals and families. Since deductibles range from $500 -$10,000 (doubles for families), there is a plan for every budget.


SmartSense Plus of Missouri offers benefits even before the deductible is met, a few of these benefits are: first three doctors visits with copay, mammograms, and immunizations.

With Missouri SmartSense PPO, the deductible ranges from $500 -10,000, and the deductible is waived for the first three doctor’s office visits with a copay of $35. Four or more doctor’s visits are covered after you have met your deductible, then members pay a 30% coinsurance for the next $5,000.


Deductibles are waived for preventive services such as: well-child care, Pap tests, and PSA screenings. Remember deductible doubles for families.


Call the number above or contact Medicoverage for SmartSense PPO questions.

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SmartSense is a new Blue Cross Blue Shield of Virginia plan that is designed to fit your budget. Popular with young families and individuals, you can select from a wide range of deductibles. All plans include coverage for generic and brand name drugs.


For an additional cost, you can upgrade to Enhanced Drug Coverage for specialty drugs.

Anthem SmartSense deductibles range from $750 to $10,000 (double for families). After the deductible is met, for plans with deductibles up to $7,500, you will pay 30% coinsurance for the next $3,500, and for the $10,000 plan, you will have no remaining out-of-pocket costs.


For question call the number above or contact Medicoverage: SmartSense Plus.

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The BCBSGA SmartSense Plus PPO health plans offer affordable price options, solid protection that covers essentials, and even some immediate benefits before the deductible. By choosing from a range of deductibles ($750-$20,000) and co-insurance levels, you change the plan to better meet your needs (the deductible is doubled for families).

Under the SmartSense Plus plan, the first three doctor’s office visits are provided at a $30 copay, with the deductible waived (additional visits are covered after the deductible). Once the deductible has been met, members pay a 30% coinsurance for the next $3,000.


Remember if you are a family, the deductible and coinsurance amount doubles.


Click here to find more information about SmartSense.

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The Anthem NV SmartSense Plus plans offer choice and flexibility, allowing you to change the plan to better meet your needs. Deductibles range from $1,000 to $7,000 (double for families), and you can choose between two prescription drug options.


SmartSense Plus provides solid protection that covers the essentials. Some benefits are even provided immediately before the deductible.

Under SmartSense Plus, the first three doctor’s office visits are provided at a $30 copay, with the deductible waived (additional visits are covered after the deductible). For other medical services, members pay 30% coinsurance for the next $2,500 after the deductible has been satisfied.


Remember if you are a family, the deductible and coinsurance amount doubles.


If you have any questions call the number above or click here: Medicoverage SmartSense Plus Plans.

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SmartSense is a new Blue Cross Blue Shield of New Hampshire plan that is designed to fit your budget. Popular with young families and individuals, you can select from a wide range of deductibles. All plans include coverage for generic and brand name drugs.


For an additional cost you can upgrade to Enhanced Drug Coverage for non-preferred and specialty drugs. Maternity coverage is not included in these plans, but can be added in the application at an additional cost.

Anthem SmartSense deductibles range from $750 to $12,000. After the deductible is met, you will either have a no coinsurance plan or one with 30% coinsurance which you pay until you meet your out-of-pocket max of $3,500. Remember for family plans (two or more members) your deductible and coinsurance limits will be double.


For further questions call the number above or click here SmartSense Medicoverage.

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The Anthem CO SmartSense Plus plans offer health insurance at an affordable price. You can choose from deductibles ranging from $1,000 to $6,000 (double for families) to find a plan that meets your budget. SmartSense Plus provides solid protection that covers the essentials. Some benefits are even provided immediately before the deductible.

Under SmartSense Plus, the first three doctor’s office visits are provided at a $30 copay, with the deductible waived (additional visits are covered after the deductible). Once the deductible has been met, members pay a 30% coinsurance for the next $3,500.


Remember if you are a family, the deductible and coinsurance amount doubles.


Contact Medicoverage for more info on SmartSense Plus.

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SmartSense Plus is a new Blue Cross Blue Shield of Indiana plan created to fit any budget. These plans are popular with individuals and young families because there are a wide range of deductibles to choose from.


Plans include coverage for generic and brand name drugs, three doctor’s office visits with copay, as well as preventive care before meeting your deductible. Maternity coverage is not available with SmartSense IN.

SmartSense Indiana’s first three doctor’s office visits are provided at a $35 copay, with the deductible waived (additional visits are covered after the deductible). Members pay either 30% or 50% coinsurance (depending on chosen plan) for the next $5,000. The deductible ranges from $500 -$10,000 for individuals.


The deductible and coinsurance amount doubles if you are a family.


Contact Medicoverage with any further questions or visit the Blue Cross Smart Sense Indiana application.

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Anthem of Kentucky’s SmartSense Plus offers healthcare plans good for individuals and families who want to cover the essentials, while staying on a budget. Deductibles range from $500 -$10,000, and there are benefits covered before the deductible is met.


A few of SmartSense Plus PPO benefits available to members before the deductible: first three doctors visits with copay, mammograms, and immunizations.

With Kentucky’s SmartSense PPO, the first three doctor’s office visits are provided at a $35 copay, as the deductible waived (additional visits are covered at no cost after the deductible). For almost all other services the deductible must be satisfied before SmartSense starts paying towards your medical fees.


Once the deductible is met, members pay 30-50% coinsurance for the next $3,500.


For more information about contact Medicoverage or apply for Kentucky SmartSense here.

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Anthem WI SmartSense Plus plans are affordable insurance coverage for individuals and families. You can choose from deductibles ranging from $500 to $10,000 (double for families).


SmartSense of Wisconsin covers the essentials, while keeping you on a budget. Some benefits are even provided immediately without meeting the deductible.

SmartSense WI plans the first three doctor’s office visits are provided at a $35 copay, with the deductible waived (additional visits are covered after the deductible). Once the deductible has been met, members pay either 30% or 50% coinsurance for the next $5,000 -see brochure for details.


Remember if you are a family, the deductible and coinsurance amount doubles.


For questions call the number above or click here to apply for Wisconsin SmartSense Plus.

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Anthem CA SmartSense Plus health plans offer affordable price options, solid protection that covers essentials, and even some immediate benefits before the deductible. By choosing from a range of deductibles ($2,000-$6,000) you can find a plan that meets your budget. You also have two choices for Rx drugs:

1) Standard Rx offers generics for $15 but requires a separate $7500 Rx deductible for brand name drugs.
2) Upgrade Rx offers generics for $15 and has a $500 Rx deductible for brand names.
See summary for details.

Under the SmartSense Plus plan, the first three doctor’s office visits are provided at a $30 copay, with the deductible waived (additional visits are covered at no cost after the deductible). For most all other services you must first satisfy your deductible before Anthem starts paying towards your medical fees. Once the deductible has been met, members pay 30% coinsurance for the next $3,500.


Remember if you are a family, the deductible and coinsurance amount doubles.


For more information clicke here to contact Medicoverage about SmartSense or call the number above

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The Anthem VA Premier plans are a great choice for families and individuals. Benefits include an unlimited number of doctors’ office visits for a variety of services, as well as prescription drug coverage. You will be responsible for a predictable copay for office visits, even if you haven’t satisfied your deductible. An annual vision screening exam is also provided with copayment.

Deductibles range from $500-$10,000. The higher the deductible, the lower the premium amount will be. If you select a higher deductible plan ($2,500+), there is no coinsurance -Anthem will cover 100% of medical costs once your deductible has been met.  If you select a lower deductible plan ($500-$2,500), you will pay 20% of medical costs for the next $2,000. Please remember that these numbers double for family plans.


Contact Medicoverage with any Premier questions.

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The Premier health insurance is new coverage from Anthem Blue Cross Blue Shield of Nevada. It is the most comprehensive PPO plan that Anthem offers. Coverage includes unlimited doctor’s office visits for a low copay, even if you haven’t satisfied your deductible. It also includes an annual vision screening exam with copayment.

Deductibles range from $1,000-$6,000.  The higher the deductible, the lower the premium amount will be. After the individual deductible is satisfied, members pay only 25% coinsurance (amount paid after deductible is met) of medical costs for the next $4,500. Please remember that these numbers double for family plans.


If you have any questions about Premier Plus of Nevada contact Medicoverage.

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Premier plus plans are new major medical plans offered by Anthem Blue Cross Blue Shield of Ohio. Benefits include unlimited number of doctors’ office visits for a low copay, prescription drug coverage and no cost preventive care, before deductible is met.


These plans are popular with individuals and families looking for comprehensive coverage. With deductibles as low $500, there is a plan that can meet any budget.

Remember the deductible is the amount you must pay first before Anthem Blue Cross of Ohio will start paying for your medical treatment. Deductibles range from $500-$10,000 (double for families). As you guessed, the higher the deductible, the lower the premium.


If you select a higher deductible plan ($2,500+), there is no coinsurance -Anthem will cover 100% of medical costs once your deductible has been met. If you select a lower deductible plan ($500-$2,500), you will pay 20% of medical costs for the next $3,000 after your deductible.


Contact Medicoverage for any Premier questions.

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Anthem Blue Cross Blue Shield of Wisconsin Premier Plus PPO is its most comprehensive plan. The Premier healthcare plan is ideal for families or individuals looking for extensive coverage.


Before the deductible is even met, Premier Plus PPO provides a number of benefits, such as: unlimited doctors visits, annual vision screening, and preventive care. With deductibles ranging from $500 to $10,000, there is a plan for most budgets.

Premier Plus deductibles range from $500-10,000 (doubles for families). Remember, the Premier Plus plan requires no deductible for office visits, annual vision check, and generic drugs. You may choose a plan with no additional out-of-pocket costs or one with 20% coinsurance for the next $2,500.


Suggested plan: Premier Plus PPO $2500 with no coinsurance. It provides an affordable and predictable way to have comprehensive coverage.


For any questions contact Medicoverage about Premier Plus. You can also apply for Wisconsin Premier here.

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Anthem Blue Cross of Missouri Premier Plus is new health coverage which offers the most comprehensive PPO plan anthem offers. These Premier Plus plans coverage includes an annual vision screening exam, generic and brand name drugs, and unlimited doctor visits for a low copay* before your deductible is met.


Deductibles with this Premier MO plan are as low as $500 per month.


*Certain plans have a no copay option -see brochure

The Missouri Premier Plus plans deductibles range from $500-10,000 (doubles for families). This means the higher the deductible the lower the monthly premium.


We suggest the Premier $2500 for the comprehensive coverage, low monthly premium, and the most predictable out-of-pocket expenses -you don’t pay coinsurance on this plan.


With any Premier Plus questions please call the number above or contact Medicoverage.

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CoreGuard Plus PPO offers the lowest monthly premium of any of Anthem Blue Cross’ plans. These plans are optimal for individuals looking for affordable health insurance to cover them in case of major health issues, due to the cost sharing in exchange for a lower monthly premium.


Deductibles start at $750, and preventive care is at no cost to you before the deductible is met on any of the CoreGuard plans.

Coreguard Plus PPO offers a range of deductibles from $750 -$5,000 (double for families). Once the deductible is met these plans have 50% coinsurance attached to them until you meet your out-of-pocket max* of $3,500 plus your deductible.


*For plans with a deductible $750-$2,500, there are also facility fees of $200/$500 for outpatient/inpatient.


Any further questions please contact the number above or go to our Medicoverage Contact Page.

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The Anthem New Hampshire Premier plan is Anthem’s most comprehensive health coverage.  Targeted to families that want richer benefits, Premier offers unlimited office visits for a $30 copay, no charge for preventive visits and a strong Rx plan. 


With deductibles ranging from $500 to $10,000, Premier has many price points to choose from.

If you select a higher deductible plan ($2,500+), there is no co-insurance. This means that once you satisfy the deductible, Anthem will pay all costs for additional covered services. If you go for a lower deductible plan ($500-$2,500), the plan comes with co-insurance. On these plans, you will pay 20% of all in-network medical costs for the next $3,000 after your deductible.


Remember if you are a family, the deductible and coinsurance amount will be double.


For any other questions please contact Medicoverage.

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The Blue Cross Blue Shield of Georgia Premier Plus POS plan is similar to the traditional Premier PPO only with a Point of Service (POS) network. This will be a smaller network of doctors and will generally cost less than the PPO plan. This plan offers a choice of coinsurance options, including one with no coinsurance at all for most care, depending on the deductible you choose.

If you select a higher deductible plan ($7500+), there is no co-insurance. This means that once you satisfy the deductible, Anthem will pay all costs for additional covered services. If you go for a lower deductible plan ($750-$7500), the plan comes with co-insurance. On these plans, you will pay 20% of all in-network medical cost for the next $2500 after your deductible.


Remember if you are a family, the deductible and coinsurance amount will be double.


For more information contact Medicoverage for GA.

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The Anthem Blue Cross of California Premier Plus PPO health care plans offer the highest level of benefits available.  These insurance plans are a great choice for families or individuals looking for comprehensive coverage.


Premier Plus PPO provides a number of benefits before the deductible, as well as coverage for both generic and brand name prescription drugs.  With deductibles ranging from $1,000 to $6,000 for individuals (double for families), Premier Plus PPO has an option for everyone.

The Premier Plus plan requires no deductible for office visits and generic drugs. After your deductible, you will pay 25% of all in-network costs for the next $4,500.


Remember if you are a family, the deductible and coinsurance amount doubles.


For further questions contact Medicoverage.

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Anthem Blue Cross Blue Shield Premier Plus health plans are Kentucky’s most comprehensive PPO health coverage.
These are our most popular plans for families or individuals looking for complete medical coverage.


Premier Plus offers a wide range of deductibles - from $250 to $10,000 for individuals (double for families). These plans provide a number of benefits before the deductible such as preventive care, prescription coverage for both brand name and generic drugs, and unlimited doctor’s office visits with copay.

After you satisfy the Premier deductible, you will pay just 20% of all in-network costs for the next $2,500. If your deductible is over $2500, you may select a plan with no co-insurance and no additional costs. Also, the Premier Plus plan requires no deductible for office visits and generic drugs.


Recommended Plan: Premier $2500 with no co-insurance. It is the most comprehensive coverage for the best price. 


Any further questions please contact Medicoverage or apply for Premier Kentucky online.

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The Anthem Blue Cross Blue Shield of Colorado Premier Plus health plans are a great choice for families or individuals. Premier Plus offers enhanced benefits for both routine and unexpected medical care. They provide a number of benefits before the deductible, along with comprehensive prescription drug coverage. With deductibles ranging from $1,000 to $6,000 for individuals (double for families), Premier Plus has an option for everyone.

The Premier Plus plan does not require a deductible for office visits and generic drugs. After the deductible is met, members pay 25% of all in-network costs for the next $4,500.


Remember if you are a family, the deductible and coinsurance amount doubles.


Please contact Medicoverage with any questions.

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The Blue Cross Blue Shield of Georgia Premier Plus PPO health care plans offer the highest level of benefits available. Targeted for families or individuals that want enhanced benefits, Premier Plus PPO provides a number of benefits before the deductible and strong coverage for prescription drugs. With deductibles ranging from $750 to $20,000 for individuals (double for families), Premier Plus PPO has many premium levels to choose from.

If you select a higher deductible plan ($7500+), there is no co-insurance. This means that after the deductible, Anthem will pay all costs for additional covered services. If you go for a lower deductible plan ($750-$7500), the plan comes with co-insurance. On these plans, you will pay 20% of all in-network cost for the next $2500 after your deductible.


Remember if you are a family, the deductible and coinsurance amount doubles.


For information contact Medicoverage.

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Anthem Blue Cross Blue Shield of Indiana offers the highest level of benefits available through its Premier Plus PPO plans. These Premier plans are our most popular with both individuals and families looking for a plan with comprehensive health coverage.


Premier Plus PPO of Indiana offers a wide range of deductibles - from $500 -$10,000 for individuals (double for families). These plans offer a great deal of benefits even before the deductible is met, such as unlimited doctor visits, annual vision screening, and immunizations.

Once the Premier deductible is met, you will pay just 20% of all in-network costs up to the next $2,500. If you choose a Premier Plus PPO plan with a deductible over $2500, you may select a plan with no co-insurance and no additional costs. None of the Premier Plus plans require a deductible to be met for doctor visits or generic drugs.


Suggested Plan: Premier $2500, with no co-insurance. Predictable and lower out-of-pocket expenses for comprehensive coverage.


Any further questions please contact Medicoverage or apply for Anthem Indiana Premier.

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The Anthem Blue Cross Blue Shield Premier of Connecticut health plan is Anthem’s most comprehensive offering of benefits. Targeted at families that want richer benefits, Premier offers unlimited office visits for a $30 copay, no charge for preventive visits, and a strong Rx plan.  With deductibles ranging from $500 to $10,000, Premier has many price points to choose from.  The Premier plan even pays the first $50 of vision expenses and offers optional dental in the application.

If you select a higher deductible plan ($2,500+), there is no co-insurance. This means that once you satisfy the deductible, Anthem will pay all costs for additional covered services. If you go for a lower deductible plan ($500-$2,500), the plan comes with co-insurance. On these plans, you will pay 20% of all in-network medical costs for the next $3,000 after your deductible.


Remember if you are a family, the deductible and coinsurance amount will be double.


Please contact Medicoverage with any further questions.

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SmartSense is a new Blue Cross Blue Shield of Connecticut plan that is designed to fit your budget. Popular with young families and individuals, you can select from a wide range of deductibles.  All plans include coverage for generic and preferred drugs. For an additional cost you can upgrade to Enhanced Drug Coverage for non-preferred and specialty drugs.

Anthem SmartSense deductibles range from $750 to $12,000. Most people select the $2500 deductible with the 30% coinsurance option. On that plan, if you satisfy your deductible amount, you will pay 30% coinsurance for the next $3000. Anthem will pay 100% of all covered services after that.


There are some SmartSense plans that have 50% co-insurance and others that have none.  Coinsurance maximums vary so make sure you check before you purchase. Remember for family plans (two or more members) your deductible and coinsurance limits will be double.


Contact Medicoverage with any further questions.

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