So now that you understand the deductible, you're probably wondering how much does it cost each month. Our plan overviews page will give you a ball park figure for individuals aged 19-29.

Your actual price is based on your age, zip code and previous medical history. The online application takes these factors into account and will show the the prices for all three plans before asking for any billing information. Here is the secure link to the Tonik Application.

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Tonik has 3 different plans with 3 different annual deductibles:

$1500 (Calculated Risktaker)
$3000 (Part-Time Daredevil) &
$5000 (Thrill-Seeker)

There are 4 areas under Tonik where you are not required to pay the deductible before receiving covered services.

1) Office visits. You just pay $20 to $40 copay with no deductible required.Specialist such as OBGYN and Dermotogist count as a office visit while dental visits do not.

2) Generic Drugs: You just pay $10 copay with no deductible required.

3) Preventive Dental: No copay or deductible required. This includes x-rays, check-ups, teeth cleaning. If you have a cavity then you pay $25 dollars and Anthem Blue Cross pays 80% of the filling and you pay 20%

4) Vision: Vision does not require a copay or deductible. Tonik will pay $50 for routine eye exam, regular glasses, or contact lenses. Want more? Tonik will also cover up to $100 for your basic frames and lenses or $80 for the contacts.

Remember the copays above do not go toward your deductible.

For all other benefits, such as inpatient and outpatient operations, you are required to first pay towards your deductible before Tonik contributes to covered services. Once your annual deductible is met, you are not required to pay anything more for covered services and Tonik responsible for all covered medical services fees up to a lifetime $5,000,000 payout.

Feel free to search our FAQs for more information.