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HomePlans by StateAnthem Blue Cross Blue Shield Wisconsin › Anthem Lumenos Wisconsin

Anthem Lumenos Plus Wisconsin

Lumenos Wisconsin Explained

The Lumenos HSA Plus PPO plan by Anthem Blue Cross Blue Shield of Wisconsin gives you more control of your healthcare costs by offering lower premiums and a Health Savings Account (HSA).


Lumenos Plus keeps the monthly costs down by offering plans with higher deductibles. Lumenos is popular with families and individuals looking to save on their monthly premium, and receive certain tax advantages by utilizing the HSA. Speak with your tax professional about the tax break you’ll receive by using HSA to pay for deductibles and other related costs.

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Lumenos Plus Wisconsin Cost

Anthem Lumenos HSA-compatible plans monthly premiums are based on your age, area, and deductible. You can get a Lumenos HSA Wisconsin quote here

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Deductible Overview

With Lumenos, all preventive care is covered before the deductible is satisfied. After the deductible is met, these HSA compatible plans will either start your coinsurance (% you pay after you have met your deductible), or if you choose a plan with no coinsurance, everything is covered by Anthem.


Deductibles for Lumenos HSA Plus in Wisconsin:
• $1,500 -$5,500 (individuals)*
• $3,000 -$11,000 (families)*


*certain plans have coinsurance -20% or 50% (see brochure)

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Cost Before Deductible

Preventive: $0
Pap Tests: $0
Immunizations: $0
PSA Screenings: $0


After Coinsurance and Deductible

Hospital: $0
Home Healthcare: $0
Doctor’s Office: $0
Brand Drugs: $0
Generic Drugs: $0
Anesthesia: $0
Surgery: $0
Ambulance: $0
Rehab Facilities: $0


What's not covered:

Elective Procedures
Maternity
See brochure for details

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