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HomePlans by StateAnthem Blue Cross Blue Shield Missouri › Anthem Lumenos Missouri

Anthem Lumenos HSA Plus Missouri

Lumenos Missouri Explained

Anthem Blue Cross Blue Shield of Missouri offers the Lumenos HSA Plus PPO plan for people who want comprehensive health insurance at a lower price.


Lumenos plans have a higher deductible to keep the cost down and qualify you for a Health Savings Account (HSA). HSAs allow you to set up an account to pay for your deductible and related costs in a tax efficient way (check with your tax person for details).

With the money you save on taxes and lower monthly premiums, many people find the Lumenos HSA Plus high-deductible worth it.

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Lumenos Quote

Lumenos of Missouri monthly premiums are based on your gender, age, area, and deductible. You can get a Lumenos HSA MO quote here.

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Deductible Explained

Lumenos Plus preventive care is covered without having to meet your deductible. These plans either cover all costs after the deductible is satisfied or you may choose a plan with coinsurance.


The following deductibles are available for Lumenos HSA Plus in Missouri:
• $1,500 -$5,500 (individuals)*
• $3,000 -$11,000 (families)*


*Some plans have coinsurance of either 20% or 40%

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Cost Before Deductible

PSA screenings: $0
Pap test: $0
Preventive: $0


After Coinsurance and Deductible

X-ray: $0
Lab: $0
Brand Drugs: $0
Generic Drugs: $0
Hospital: $0
Surgery: $0
Office Visits: $0
Anesthesia: $0
Ambulance: $0


What's not covered:

Elective Procedures
Maternity
See brochure for details

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