Obamacare News Blog

How to switch from your Medicare Advantage Plan to Original Medicare

Starting this year, Medicare Advantage plan enrollees will have an annual opportunity to prospectively disenroll from any MA plan and return to Original Medicare between January 1 and February 14 of every year. The effective date of a disenrollment request made using the Medicare Advantage Disenrollment Period (MADP) will be the first of the month following receipt of the disenrollment request.

Example: A request made in January will be effective February 1, and a request made in February will be effective March 1.

The Medicare Advantage Disenrollment Period does not allow a member to change to a different type of Medicare Advantage plan, only Original Medicare.

Medicare Advantage (MA) enrollees using the Medicare Advantage Disenrollment Period (MADP) to disenroll January 1 through February 14 are also eligible for a coordinating Part D Special Election Period (SEP) to enroll in a Part D plan and may request enrollment in a PDP during the same timeframe. 

Members enrolled in MA-only PFFS plans must request disenrollment from the MA-only plan to be eligible for this SEP as enrollment in a PDP will not result in automatic disenrollment from the MA-only plan. For other plan types, the member can simply enroll in a PDP using their SEP-MADP and they will be removed from their current Medicare Advantage Part D plan and enrolled in Original Medicare and the Part D plan of their choice.

And remember, if you have a customer who is considering disenrolling from a Medicare Advantage plan, this may be a good time to introduce one of our Modernized Medicare Supplement plans. These new plans are competitively priced and will be attractive to an even wider range of Medicare-eligibles.

Thank you for your attention to all rules and regulations that govern the sale of Medicare Advantage and Prescription Drug health plans.

To learn more contact a Medicoverage Agent



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