By Mike Rose Medicoverage Staff
Anthem Blue Cross Medigap
Before you purchase a Medigap policy from Blue Cross you need to know a few things:
1) Blue Cross Medigap programs, like all Medigap programs, are intended only for people age 65 or older, who are enrolled in both Parts A and B of Medicare.
2) As you know, Medicare Supplemental Insurance plans (often called Medigap) are regulated so Blue Cross has to offer the exact same plans with the exact same benefits as all other senior supplemental insurance providers.
3) Which Medigap plans Blue Cross offer (and more importantly at what price) can very dramatically from state to state.
Available Blue Cross Medigap Plans
Before we answer the price mentioned in point 3 above, you will need to know which plans Blue Cross can offer. Among the Medigap plans offered by Anthem Blue Cross after June 1, 2010 you will find:
- Plan A
- Plan B
- Plan C
- Plan F
- Plan G
- Plan K
- Plan L
- Plan M
- Plan N
To find out what exact benefits are offered under each of the above, Print out this Medigap Benefits table.
Blue Cross Medigap Quote in your State
Use this link to learn which plans are offered in your state and to get a quote.
Below is a list of benefits offered under medicare supplemental plans offered by Blue Cross
Part A Deductible ($912)
365 Additional Hospital Days
Skilled Nursing Facility Coinsurance
3 Pints of Unreplaced Blood
Part B Annual Deductible ($110)
Part B Excess Charges at 100%
Part B Coinsurance
Prescription Drugs
At-Home Recovery
Additional Preventive Medical Care
Foreign Travel Emergency
Note: Benefits subject to change.
1 Waived by Blue Cross participating SELECT hospital.
2 Benefits are payable only after you meet the $1650 annual Blue Cross deductible of out of pocket expenses that otherwise would be covered.
3 After a $5 office copay when using a participating Prudent Buyer provider, up to a maximum out of pocket expense of $100 per year.
4 Part B annual deductible is covered only when using a participating Prudent Buyer provider.
5 Prescription drug benefit covered only when using a participating pharmacy or mail order program: Combined $250 annual deductible 50% coinsurance, $1250 maximum annual benefit for Plan I, $3000 maximum annual benefit for Plan J and Select Plus.
6 Separate $250 deductible applies.
This page is designed to provide you with information on supplemental medicare plans offered by Anthem Blue Cross. If you require more information about other providers’ supplemental programs, call us at 888 285 MEDI (6334). To get at 10 Second Medigap Quick Quote, type your zip code in the box on the top of this page for an immediate quote of top supplemental plans. No agent will contact you unless you request it by including your contact information.
For a Medicare Overview:
Check out section dedicated to senior supplemental insurance
