Individual and Family Health Insurance Articles

Welcome to our Individual and Family health insurance articles page. Here we will keep you posted on news and information regarding ObamaCare (also known as the affordable care act) and other information that impacts your health coverage.

HSA Eligible Expenses

You’re considering an HSA, but do you know how to use it?  Find out how flexible and powerful an HSA can be.

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Qualified Expenses for an HSA

Knowing which are qualified expenses for an HSA is key to making the most of your Health Savings Account.  Read on to learn how flexible your HSA can be.

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HSA Health Account

An HSA Health Account is a great way to save money tax-free and get quality health coverage at a fair price.  It only works in tandem with an HDHP, though, so let us help you understand what that is and how they work together.

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ObamaCare Penalties for Those Without Insurance

ObamaCare guarantees issuance for all regardless of preexisting conditions and therefore will impose a penalty for those that do not have insurance for the “metal” plans: Penalties are determined by your…

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How ObamaCare Deals with HSA Plans and Your Children

As you may have heard HSAs are here to stay, even with the new Affordable Care Act plans. But what does this mean for you children? Well, even though the new HSA plans must meet all the rest of the ACA rules there is one that can affect your children…

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ACA: 3 Reasons to Choose an Off-Exchange Plan

The Exchanges aren’t the only game in town, you are able to purchase off-Exchange plans as well.

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Delta Dental DeltaCare USA CAA54

Delta Dental offers the DeltaCare USA CAA54 for California. The CAA54 offers cleanings every six months at $20 each…

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Anthem Blue Cross of California Dental Select HMO

Anthem Blue Cross of California offers the Dental Select HMO plan, which includes free cleanings every 6 months.

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Anthem Blue Cross of California Dental Blue Enhanced

Anthem Blue Cross of California Dental Blue Enhanced offers preventive services at $5. To learn about the plan’s…

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Delta Dental DeltaCare USA CAA55

Delta Dental offers the DeltaCare USA CAA 55 California with a $0 deductible and…

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Blue Shield of California Value Smile PPO

Blue Shield of California Value Smile PPO plan offers $0 preventive care including a complete set of…

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Anthem Blue Cross of California Dental Blue Basic

Anthem Blue Cross of California Dental Blue Basic is $0 preventive care before the deductible is satisfied. To see benefits at a glance use the…

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Humana of California Preventive Plus Dental

Humana of California offers Preventive Plus a PPO dental plan. All preventive care is $0, including…

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Blue Shield of California Dental HMO

Blue Shield of California offers the Dental HMO plan. It has a $0 deductible and…

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Kaiser of California Dental Plan Rider

Kaiser of California Dental Plan Rider-only offers $54 X-rays. For a benefits at a glance use the…

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Blue Shield of California Dental PPO

Blue Shield of California offers the Dental PPO plan.The plan offers $0 preventive care, choose dentist of your choice, and…

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Blue Shield of California Specialty Duo Dental and Vision Package

Blue Shield Specialty Duo Dental and Vision Package is offered in California.The plan offers $0 preventive care, $50 deductible, and…

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ObamaCare: Federal Subsidies

Under ObamaCare there are federal subsidies to help with a portion of your health insurance under the new law. When the new Healthcare Exchange begins January 2014, with the new “metal” plans, there are two types of subsides: 1) Federal Premium…

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ObamaCare Bronze Plan Details

ObamaCare’s Healthcare Exchange begins January 1, 2014. All new “metal” plans must cover the same essential benefits. The information is dedicated to Bronze Plans.

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Gold Plan Under ObamaCare

The Affordable Care Act (ACA), commonly known as ObamaCare, begins its Healthcare Exchange January 1, 2014. This article discusses the details of the Gold Plan.

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ObamaCare Platinum Plan Outline

ObamaCare begins its Healthcare Exchange as of January 2014. Each new “metal” plan must offer of the approved essentials benefits. This page is dedicated to the Platinum Plan.

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ObamaCare Silver Plan Overview

The Patient Protection and Affordable Care Act, AKA ObamaCare, begins its Healthcare Exchange January 2014. This article discusses the details of the Silver Plan.

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Child Health Insurance in California

Looking for child health insurance in California?  Start with these basic tips.

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Finding an Affordable Health Insurance Company: Easy as 1-2-3

Finding an affordable health insurance company may seem complicated, but following these 3 basic steps can help make the process much simpler.

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HSA Bank Account: Saving Health Insurance Dollars

An HSA Bank Account is a special bank account that allows you to save money tax free and spend it on medical expenses.  Ready to take control of your health care dollars?  Read on.

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HSA Savings Account

An HSA Savings Account can be a great way to save money on quality health care for individuals or a family.  Could it be right for you?

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Maximum HSA Contribution

If you have an HSA (Health Savings Account) and an HDHP (High Deductible Health Plan), you need to be aware that the maximum HSA contribution increases every year as the cost of living increases. Because of this, the plan is ideal as a way to save money on your health care insurance. If you don’t have an HSA and HDHP, it may be a good idea to consider this often overlooked option for your health care coverage.

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What is an HSA?

If you’ve heard the term “HSA” on television or read it in financial articles, you may wonder, what exactly is an HSA?  The acronym HSA stands for Health Savings Account. The HSA is a special type of account that allows the account owner to store money in a tax-free vehicle, and then use that money to pay for health related expenses.

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Affordable Health Insurance in Florida

Despite the fact that it really is possible to find affordable health insurance in Florida, there are well over 3.5 million uninsured individuals in the Sunshine State.  That’s almost 24% of the state’s population walking around without health insurance coverage, which is well over the national average of 17.4%.

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2009 HSA Contribution Limits

Do you know what the guidelines are for your 2009 HSA contribution? If you use an HSA to pay for medical costs, you need to keep up with the changes made each calendar year. Just like any tax shelter, the guidelines change a bit each year. Here we look at the guidelines for 2009.

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Individual Health Insurance In Florida

Although many think of it as a myth, there really is such a thing as affordable individual health insurance in Florida. However, if you were to look at the statistics, you would no doubt assume that this is yet another urban legend.

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HSA Contribution Limits

A Health Savings Account (HSA) allows you to set aside pre-tax money qualified medical expenses, but there are certain certain HSA contribution limits.

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How to find Affordable Child Health Insurance

Finding affordable health insurance for your child can seem like a daunting task, but with some key information at your fingertips, it can be very doable.

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Understanding Affordable Self Employed Health Insurance

In this guide, you will gain a general understanding of health insurance for someone who is self employed.

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Affordable Coverage Health Insurance: Easy as “ABC”

It’s not as difficult as you may think to find affordable coverage health insurance; just follow my “ABC” recommendations below.

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