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Typical Tonik customer. More or less.

You've Got Health Insurance...Now What?

By Chris Mihm
Medicoverage.com Staff Writer

Now that you're forking money over every month for Health Insurance, you might as well take advantage of the services available to you. Tonik Plans are brought to you by Blue Cross of California and that's a good thing. Blue Cross is California's largest health insurance provider, which has bargaining power and a ton of great services. Here are some tips to get the most out of your plan:

1) Stay in Network. That's the trick to keeping your costs down. Blue Cross has a huge network of doctors and hospitals and if you use the Blue Cross Network, your cost will be way lower. So know before you go. Click here to find a doctor in your network.

2) Go to Club Med. Why not? It's stress free and you get a discount by being part of the Blue Cross family. Check here for all the Blue Cross discounts and scroll down to the Healthy Extensions section to find Club Med, LASIK and Teeth Whitening discounts. If you are already well rested, have perfect vision and pearly white teeth, send us your photo and move on to step 3.

3) Get a Healthy Check. It's kind of like a mini physical. You can get a Healthy Check once a year for 25 to 75 bucks. Click here to learn more.

4) Check that tooth. Dental insurance comes bundled with Tonik Plans, so you might as well use it. As long as you stay in network, you'll find that cleanings, exams and xrays won't cost you anything. If you need a filling, you have a $25 dental deductible then the plan pays 80% and you pay the remaining 20%. Total dental benefits paid by Blue Cross are limited to a maximum of $500 per year. Use the Blue Cross doctor finder to find a dentist in your network. Note: If you don't get your teeth cleaned on a regular basis, you'll soon have stank breath- so do us all a favor and make the call.

5) Pay Your Bills. The number one reason why individuals are dropped from their plans is because they haven't made a payment on time. Your bill is usually due on the first of the month. Having trouble remembering to get that check in? Call Blue Cross and set up automatic Credit Card payment 888. 333.3883 or click on the medicoverage.com here to fill out an automatic checking withdrawal form. It takes 2 minutes and it can help ensure that you stay covered.

Tonik Benefit News:

GOING ON A ROAD TRIP? TAKE TONIK WITH YOU!

If you plan to travel outside of California, take your Tonik card with you...you might need it. If you require medical care or treatment out of state, you may use a local Blue Cross and or Blue Shield participating provider. If you use one of these providers, your "out of pocket" expenses may be lower than those incurred when using non participating providers.

If you are traveling outside the United States, coverage is provided in Medical Emergencies only. Please call 1.800.810.BLUE (2583) to inquire about providers that may participate in the BlueCard out of state and worldwide program.

		We used this photo because it looks like these girls are on a road trip. Don't try this at home. Medicoverage always recommends using seatbelts. Just because you have health insurance doesn't mean you won't get ejected from a convertible faster than Michael Moore at the Republican National Convention. And while your at it, tell that cute girl driving to get her eyes on the road.

HOW TO GET A NURSE'S DIGITS THE EASY WAY.

If you have a TONIK Plan, you have free access to the MedCALL system which provides you with health care information 24/7 from a registered nurse. These nurses can help you decide what to do about your medical concerns and give you access to a comprehensive audio health library of recorded information on over 430 health topics. For all your health questions, call MedCALL at 800.249.3617

MedCALL is a free service provided by BC Life and does not constitute benefits.

Refer a Friend to Tonik

Now that you have health insurance it's time to pass the karma on to your friends. If you know anyone who needs health insurance, refer them to Tonik. It takes less than fifteen minutes to fill out an application and many are approved and covered within 24 hours.

Send them to www.medicoverage.com for all the details.

If they need help, have them call us toll free at 888 285 6334.

Thanks,

Team Medicoverage.com

Shameless Self Promotion

Below is a recent quote from one of our customers. It makes us feel pretty good because it's exactly why we set up our company. If you feel overwhelmed by the process, give us a call at medicoverage and we will guide you. 888 285 MEDI.

"I had been avoiding finding medical insurance for a long time because I thought it would be such a hassle. Then someone referred me to Medicoverage. The process was amazingly simple and fast, and there were plenty of people willing to help me along the way. I would definitely recommend this site to anyone who wants to make the often confusing process of finding insurance fast, simple and painless."
-Ryan H., Costa Mesa

This is not a picture of Ryan from the quote above. We here at Medicoverage.com actually don't know what Ryan looks like. He could look like this guy. If this were Ryan, we want to know why he brings his books to the movies.