Mike Solis

Good news on Tonik Rates in New Hamphire! Anthem NH announced today that the Tonik plans will GO DOWN in October on average 4.2 percent. The rate decrease is part of an overall rate reduction for the companies most popular plans.  See the insurance rate schedule below:

• Blue Direct PPO and HSA received an average decrease of 4.7%
• Lumenos received an average increase less than 0.1%
• Tonik received an average decrease more than 4.2%
• Individual Blue and Conversion received an average decrease of 10.2%

Now this does not mean that everyone who has a Tonik plan will see their price go down 4.2%.  Some may see an increase while others may see their price drop double that amount. It really depends on the age band. Additionally if you enter a new age band (like when you go from 39 to 40) your price will go up to the higher age band. Any increase by entering a new age band is not reflected in the 4.2% expected decrease.

Still this is huge news. With health insurance premiums growing annually at double digit rates it is nice to be able to tell our clients that “Hey your Tonik plan will be less expensive than last year!”

Click the links for more information about Tonik or to contact us

By Mike Solis

So yeah, you get it. Tonik has a cool website and the health insurance coverage is probably what you are looking for. But how much does it cost?

Tonik’s price is based on 4 main factors

Age: The younger you are the less it will be.

Gender: Females tend to cost more than males when they are younger but less when they are older.

Zip: Rural areas tend to be less expensive than urban areas.

Health History: Smokers, people on expensive medications or people whose body mass index is outside the underwriting guidelines may pay more.

Tonik Quick Quote gives quotes on Age, Gender, and Zip

Now it wouldn’t be quick if it factored in your total health background. So while the online application will factor in your health history to give you a more accurate quote, the quick quote button can give you a general quote in seconds. See below

Steps to getting a Tonik Quick Quote

1) Visit www.medicoverage.com/tonik

2) Click on your state name on the right

3) Click on the green apply tab under your state

4) Wait until the “Cover your A-Z page”  to open up. Be patient!

5) Find the box in the lower left hand corner called “QUICK QUOTE”

6) Click GO