Ray Worthing

Oct 14th is the last day for new members to apply for Tonik in New Hampshire and Connecticut.  If you currently have a plan, you do not need to do anything and can keep your coverage. But if you don’t have Tonik and wait until after the deadline you will be out of luck.

In a response to Health Care reform and other issues, Anthem Blue Cross Blue Shield is also closing other plans in addition to Tonik to new members. The are: Century Preferred Direct, Lumenos® HSA,  and BlueCare® Direct.

We will continue to accept online applications for all plans until October 14. You can apply up to that date at healthapplication.com .  The Tonik online application will be taken down on October 14 so no new members will be able to join after that date.

If you have any questions, please contact us at 800-930-7956.

Mike Solis

Good news on Tonik Rates in New Hamphire! Anthem NH announced today that the Tonik plans will GO DOWN in October on average 4.2 percent. The rate decrease is part of an overall rate reduction for the companies most popular plans.  See the insurance rate schedule below:

• Blue Direct PPO and HSA received an average decrease of 4.7%
• Lumenos received an average increase less than 0.1%
• Tonik received an average decrease more than 4.2%
• Individual Blue and Conversion received an average decrease of 10.2%

Now this does not mean that everyone who has a Tonik plan will see their price go down 4.2%.  Some may see an increase while others may see their price drop double that amount. It really depends on the age band. Additionally if you enter a new age band (like when you go from 39 to 40) your price will go up to the higher age band. Any increase by entering a new age band is not reflected in the 4.2% expected decrease.

Still this is huge news. With health insurance premiums growing annually at double digit rates it is nice to be able to tell our clients that “Hey your Tonik plan will be less expensive than last year!”

Click the links for more information about Tonik or to contact us