If you're
between jobs or graduating from college and waiting for
permanent coverage, a short-term plan may be right for
you. Short-term insurance (sometimes called "major
medical" or "temporary health" plans) can
protect you when you are between traditional health insurance
policies.
With low
premiums and high deductibles, short-term health insurance
policies are designed to be more of a low cost solution
in case of major injury or illness than a comprehensive
medical insurance plan. Short-term health insurance has
limited benefits and usually strict eligibility requirements
to qualify. Additionally, short-term health insurance
lives up to its name, short-term. While some plans offer
health coverage for up to a year, most short-term policies
offer between one month and six months of coverage.
Before you
select a short-term plan make sure you compare it with
a traditional individual plan. Traditional plans do not
require long-term commitment and often cost less than
many short-term plans.
For
a California short-term health insurance quote use the
form to the left or call us at 888.285.MEDI