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Anthem SmartSense Plus Kentucky

What is SmartSense Plus?

Anthem of Kentucky’s SmartSense Plus offers healthcare plans good for individuals and families who want to cover the essentials, while staying on a budget. Deductibles range from $500 -$10,000, and there are benefits covered before the deductible is met.


A few of SmartSense Plus PPO benefits available to members before the deductible: first three doctors visits with copay, mammograms, and immunizations.

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SmartSense KY Cost

Price varies by age, area, and deductible. These plans’ monthly premiums are affordable, because you pay a higher percentage for coinsurance (this is the amount that you pay after you’ve met your deductible). You can get a SmartSense Plus price quote here.

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SmartSense Deductible?

With Kentucky’s SmartSense PPO, the first three doctor’s office visits are provided at a $35 copay, as the deductible waived (additional visits are covered at no cost after the deductible). For almost all other services the deductible must be satisfied before SmartSense starts paying towards your medical fees.


Once the deductible is met, members pay 30-50% coinsurance for the next $3,500.


For more information about contact Medicoverage or apply for Kentucky SmartSense here.

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Kentucky SmartSense Benefits

Doctor Visits (First 3): $35
Physical: $0
PSA Screenings: $0
Mammogram: $0
Prescription Drugs: see benefit summary


After Deductible and Coinsurance

Hospital Stay: $0
Emergency Room: $0
Lab Work: $0
Surgery: $0

See more benefits in summary


What's not covered:

Maternity
Mental Health*


*may opt to upgrade coverage

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Insurance services provided by Medicoverage Inc. DBA Regal Benefits insurance services. Copyright © 2004-