HSA Contribution Limits

Each year the federal government sets the maximum limits for HSAs in three categories:  the maximum contribution, the minimum deductible, and the out-of-pocket maximum. The first number, the maximum contribution, is the most money you can add to your Health Savings Account in one calender year.  This money will not be subject to taxes, as long as you either leave it there, or spend it on approved medical expenses. If you have a remaining balance from the year before, you can still add an additional deposit, up to the current-year maximum.

2010 HSA Limits

Individuals / Families
Maximum Contribution $3,050 / $6,150
Minimum Deductible $1,200 /  $2,400
Out-of-Pocket Maximum $5,950 / $11,900

For more information on what you are allowed (and not allowed) to spend it on tax free, check our Qualified HSA Expenses page.