Anthem Blue Cross California ClearProtection Plus 1000

Overview:

By Ray Wilson

The ClearProtection Plus Plans offered by Anthem Blue Cross of California are unique among the industry. They are one of Anthem’s lower-priced plans, designed to help members limit their share of costs for major medical expenses, such as surgery and hospitalizations. This plan has two deductibles—-one for Inpatient/Surgical services, and one for Outpatient/Professional and Diagnostic Services.

The Inpatient/Surgical Deductible is $1,000; it is the lower of the two deductibles, allowing members to access benefits faster for higher-cost services. The Outpatient Deductible is $4,500—-the same amount as the out-of- pocket maximum. A combination of services from both the Inpatient and Outpatient deductibles can be used to meet the out-of-pocket maximum.  Regarding doctor’s office visits, two visits are allowed per year with the deductible waived at a co-payment of $40. Prescription drug coverage is a tier-based system that includes both generic and brand name drugs.

Instant Quote: Anthem ClearProtection Plus 1000 quote

Application Link: Apply for the Anthem Blue Cross Clear Protection Plus1000 plan

Complete List of Plans: See similar Anthem Blue Cross plans with different deductibles

Member Links:

Anthem Blue Cross Doctor Finder: Find which doctors are preferred providers for this plan. (Search Blue Cross PPO prudent buyer network)

General Anthem Blue Cross Member Forms:  Here is where you can get member claims forms, online billing, etc.


Anthem CA ClearProtection Plus Brochure

Anthem CA ClearProtection Plus 1000 Complete Explanation of Benefits PDF