ObamaCare: Frequently Asked Questions
Americans have mixed feelings about the new ObamaCare plans, which we understand, therefore we have compiled a list of frequently asked questions about some of the murky areas of these plans.
The following are the areas that many of people find confusing about the new plans.
Will I Save Money on ObamaCare Plans?
Probably not. With our research ObamaCare plan premiums are higher than currently available plans. These new Exchange plans were named after precious metals called: the Bronze Plan, Silver Plan, Gold Plan, and Platinum Plan However, if you are eligible for ObamaCare premium subsidies your monthly premium may cost you less. To learn if you qualify for subsidies call 800-930-7956.
Can I Stay on My Current Plan?
Usually. If you were issued a plan prior to March 23, 2010 you can stay on your current plan, which is called a grandfathered plan. If you purchased your plan after that date, you may renew certain plans for one more year until December 2014. Call the number above if you want to learn about whether your current plan is considered grandfathered.
Will I Be Able to Keep My Doctor with ObamaCare
Maybe. This all depends on if your current doctor is in your new network. So if you’re with Aetna and you switch to an Anthem Gold Plan, but your doctor doesn’t work with Anthem, then you would pay out of network costs. But if your doctor is within your network, absolutely.
Are the New Health Insurance Marketplace Plans, Government Plans?
No. These plans are federally regulated but through private companies. You will not be purchasing insurance through the government, however you will pay a penalty to the government if you don’t purchase health insurance with ObamaCare.
To learn which plans are available to enroll in now that will let you stay on for until December 2014 or to learn more about the new “metal” plans contact Medicoverage.
Comments and Questions
Click to leave a Comment